The 11 Best UK Apps for Money Management and Personal Finance By Nicholas Fearn on at If there’s one thing many of us have in common, it’s that we struggle to manage our money as effectively as we'd like, whether that’s because we have loads of different bank accounts and credit cards, various other loans to pay off, or a multitude of bills. In 2018, the one-year Quicken Premier membership for both Windows and Mac costs $74.99 and the two-year membership costs $119.99. (For further insights, see: The 3 Best Alternatives to Quicken.
Experience Mint like never before—beautifully redefined to make money management simpler and more seamless. Now your financial information will unlock personalized money-saving MintSights™ you can’t find anywhere else.
Mint is the free money management and financial tracker app that helps you get ahead and stay ahead. We bring together your bank accounts, credit cards, bills, and investments in one place. See what you’re spending and where you can save money, so you can live the life you want. INTRODUCING: MINTSIGHTS Now Mint is smarter than ever. MintSights can unlock exclusive money-saving insights based on your real financial information. Now it’s even easier to turn over a new leaf with your money.
YOUR MONEY, EFFORTLESSLY ORGANIZED Now with just one swipe you can track your balances and transactions. Mint gives you a more complete picture of your financial life by bringing everything together: account balances, spending, your free credit score, net worth, and more.
SEE THE NUMBERS THAT MATTER MOST The new Mint app keeps your credit score and net worth front-and-center. Convenient notifications keep you on top of your spending, account balances, and more. Get a quick view of your financial health both on-the-go and on desktop at mint.com. BETTER BUDGETING From day one you’ll see smart budgets (and savings opportunities) based on your spending. MANAGE BILLS & MONEY TOGETHER Track bills right alongside your account balances.
With bill pay reminders you’ll know what's due, when it’s due, and the money you have to put toward your balances. FREE CREDIT SCORE MONITORING See your free credit score whenever you sign in, no credit card required. Get fraud and identity alerts and updates to your score, so you’re always on top of your financial life. STAY SECURE We’re serious about protecting your account, and are constantly improving our security measures. See more here: FROM INTUIT INC. Mint is part of a suite of financial tools that includes TurboTax®, QuickBooks®, QuickBooks Self-Employed™ and ProConnect™. Wherever you are in life, whatever you do, Intuit can help you save money and simplify the business of life.
To learn how Intuit works to protect your privacy, please visit When you download and use Mint, you agree to the Mint Terms of Service Message and data rates apply. Reminders subject to interruptions due to various reasons including but not limited to internet/mobile service outages. Account balances may not immediately reflect recent transactions. Internet/mobile data required for financial data refresh. Mint currently connects to US and Canadian financial institutions only. Stlmartins, Great budget app I love Mint to help me track my spending this is way better for me than the Bank of America tools because the bank site used different categories on different page sections, and I couldn’t create a cohesive easy to understand view.
Mint lets me pull in several accounts and credit cards and see everything all together. There are 2 things that bother me. First, it has a great feature for budgeting that allows you to carry over unused funds from month to month. This is great if you want to save up or reward yourself for behaving, but the app can’t tell the difference between overspending and underspending. For example, if your clothing budget is $50 a month and you only spend $25 in one month, the extra $25 will carry over to give my $75 for next month (yay!) but the app shows the budget item as red as if I have overspent and tells me I’m -$25 over budget (boo!). That makes NO sense and throws off my ability to quickly look for the red/yellow/green bars to see if I’m ok on spending and see how much I have available to spend. Also, I wish Mint would “learn” better.
There is one restaurant I frequent that always seems to get categorized as a hotel. I have changed the categorization about 200 times. I would like the app to either figure it out or to let me set up an automatic override rule so I don’t have to keep changing the same charge over and over. If they would fix these 2 small things, the app would be perfect for me. Stlmartins, Great budget app I love Mint to help me track my spending this is way better for me than the Bank of America tools because the bank site used different categories on different page sections, and I couldn’t create a cohesive easy to understand view.
Mint lets me pull in several accounts and credit cards and see everything all together. There are 2 things that bother me. First, it has a great feature for budgeting that allows you to carry over unused funds from month to month. This is great if you want to save up or reward yourself for behaving, but the app can’t tell the difference between overspending and underspending.
For example, if your clothing budget is $50 a month and you only spend $25 in one month, the extra $25 will carry over to give my $75 for next month (yay!) but the app shows the budget item as red as if I have overspent and tells me I’m -$25 over budget (boo!). That makes NO sense and throws off my ability to quickly look for the red/yellow/green bars to see if I’m ok on spending and see how much I have available to spend.
Also, I wish Mint would “learn” better. There is one restaurant I frequent that always seems to get categorized as a hotel. I have changed the categorization about 200 times.
I would like the app to either figure it out or to let me set up an automatic override rule so I don’t have to keep changing the same charge over and over. If they would fix these 2 small things, the app would be perfect for me. Mememerus, Most helpful financial app I’ve ever used Like the title I’m super happy with everything about this product, from the budgeting software to the showing and categorization of expenditures. It’s a little taste of everything all in one box. If you need something more specific there are others but they seem to have less of a total balance like mint does.
That said- I find I cannot completely go without my bank app as sometimes it does take a day or two to completely update my purchases which seems like a really long time when I’m on a shopping binge (lookin at you November and December). In total consideration though, it’s likely more prudent to not buy things all at once and it does slow me down during those times of year.
For me personally though, that means going back to life before mint and mentally juggling expenditures again which in turn means I’m again still prone to forget one or two. It also does not understand the bank side of buying a house or sudden large medical bills, but I don’t know how anything generic and automated can. I also deeply wish it had a project feature, as to lump related costs of a project together or a savings goal?
You can kind of tweak it to do that now, but then I find I lose some of the budget functionality when I add in predictive costs and there are only a limited (though copious for day to day) number of budget categories. Mememerus, Most helpful financial app I’ve ever used Like the title I’m super happy with everything about this product, from the budgeting software to the showing and categorization of expenditures. It’s a little taste of everything all in one box. If you need something more specific there are others but they seem to have less of a total balance like mint does. That said- I find I cannot completely go without my bank app as sometimes it does take a day or two to completely update my purchases which seems like a really long time when I’m on a shopping binge (lookin at you November and December). In total consideration though, it’s likely more prudent to not buy things all at once and it does slow me down during those times of year.
For me personally though, that means going back to life before mint and mentally juggling expenditures again which in turn means I’m again still prone to forget one or two. It also does not understand the bank side of buying a house or sudden large medical bills, but I don’t know how anything generic and automated can. I also deeply wish it had a project feature, as to lump related costs of a project together or a savings goal? You can kind of tweak it to do that now, but then I find I lose some of the budget functionality when I add in predictive costs and there are only a limited (though copious for day to day) number of budget categories. K8baby09, Needs Small Fixes - Otherwise a Great Product I love nearly everything about this app. I love seeing all of my information displayed and the overall look and ease of the app. However, I wish they would fix some of the issues they have with the banks and credit unions.
When I first connected with them I had no issues then it duplicated most of my accounts. Now I have a few credit union accounts that show all savings, checkings and loans twice.
When I asked for assistance with customer service to resolve they advised me to delete the account then reload (but they were not promising this would fix the issue) or just “hide” the duplicate accounts so I do not see them and the app does not use the info. They also said if I deleted the account then I would lose all of my history it has collected. I opted to just hide my duplicate accounts since at that time I had several months of data I would lose and now I would have several years of data I would lose if I were to do it now. I am not satisfied by this and wish I did not have to have “hidden” accounts.
Someday I hope they will have a fix where I do not lose all of my previous data the app has collected to get this fixed. It is frustrating but I can live with it if I must.
Besides that I have no complaints. They constantly update and add new features which I love. I do refer the app to others. K8baby09, Needs Small Fixes - Otherwise a Great Product I love nearly everything about this app.
I love seeing all of my information displayed and the overall look and ease of the app. However, I wish they would fix some of the issues they have with the banks and credit unions. When I first connected with them I had no issues then it duplicated most of my accounts. Now I have a few credit union accounts that show all savings, checkings and loans twice.
When I asked for assistance with customer service to resolve they advised me to delete the account then reload (but they were not promising this would fix the issue) or just “hide” the duplicate accounts so I do not see them and the app does not use the info. They also said if I deleted the account then I would lose all of my history it has collected. I opted to just hide my duplicate accounts since at that time I had several months of data I would lose and now I would have several years of data I would lose if I were to do it now. I am not satisfied by this and wish I did not have to have “hidden” accounts.
Someday I hope they will have a fix where I do not lose all of my previous data the app has collected to get this fixed. It is frustrating but I can live with it if I must. Besides that I have no complaints. They constantly update and add new features which I love. I do refer the app to others.